Your Wedding Budget: The Good, the Bad and the Ugly

The topic of money can be a sensitive one! Before you start setting dates and hiring vendors, you should have a serious discussion with your fianc?� and/or your families regarding your wedding budget. Some brides are blessed to have families who can take care of all expenses, while others must handle everything themselves. In either case, you should take a realistic look at what you are able to spend, without being left with mountains of debt after it’s all said and done!
Determine the ‘magic number’
This is the total amount you want to spend on everything (attire, ceremony, reception, jewelry, honeymoon, etc). As you determine what this number will be, consider such things as existing bills (mortgage, car note, etc), job stability, and future expenses (future mortgage, etc).
Figure out what your wedding priorities are
Once you have determined your bottom-line budget amount, decide what your priorities are. Do you want to spend more on the reception and less on pictures, or do you want to go all out on your dress, and spend less on flowers? This will help you determine how to allocate your wedding dollars. Your wedding planner can also provide assistance to you in designating your monies in specific areas.
Use it!
A budget is of no value unless you use it. Once you’ve developed your budget, stick to it! If you go over budget in one area, you may need to consider spending less in another. Always keeps your goal in mind…planning a beautiful day without selling the farm to do it!
Planning and following a budget is not the most glamorous aspect of wedding planning, and at times, following it may seem as if you’re throwing a ‘wet blanket’ on the excitement of your upcoming wedding. But, in the long run, it will give you peace of mind, and you will be glad you had the discipline to stay focused! I encourage you to take the time to develop a budget. Block some time out of your calendar to meet with your fianc?� and/or family members to complete this very important task.

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